A motor vehicle accident claim is also known as a CTP claim. CTP stands for Compulsory Third Party, which is the insurance scheme that covers motor vehicle accidents in NSW. The CTP scheme provides benefits for medical expenses, lost income, pain and suffering, and care needs.

We can assist you with all types of motor vehicle accident claims, including:

- Physical injuries, such as whiplash, fractures, spinal cord injuries, brain injuries, burns, and amputations.

- Psychological injuries, such as post-traumatic stress disorder (PTSD), anxiety, depression, and phobias.

- Fatal accidents, where a loved one has died as a result of a motor vehicle accident.

To make a CTP claim, you need to follow certain steps and meet certain time limits. It is important you contact us as soon as possible to make a claim.

A claim for common law damages under the Motor Accident Injuries Act can be made if the Insurer has accepted or Personal Injury Commission has determined that;

1. You were not wholly or mostly at fault and
2. You do not have a “minor injury.”

You must make a claim for common law damages within 3 years from the date of the accident.

A threshold injury classification determines what you can claim after sustaining an injury due to a CTP accident.

• • It is not based on symptoms or emotional impact but rather on the diagnosis of the injury.
  • Most people with a threshold injury:
    • Recover well with treatment.
    • Manage their symptoms independently or with some support.
    • Return to work or usual activities within a short time.

It best to contact Grieve Watson Kelly motor vehicle accident lawyers to check what type of injury you have and what potential accident claim you may have.

To claim non-economic loss (pain and suffering) you must have a injury which is a non-threshold injury and certain level of permanent impairment.

If you have been injured in a motor vehicle accident have a threshold injury, it means you are likely recover well from the accident. However, if you have an non-threshold injury or above threshold injury it may mean you likely have a serious injury or condition.  You may be entitled to ongoing support and lump sum claim and possibly a common law claim. It is important you seek legal advice about your matter and whether you have a above / non-threshold or threshold injury.

Strict time limits apply!  It is important that you make your claim as soon as possible after the accident. The time limits which apply will depend on the date of your accident and where it happened.

For accidents in New South Wales after 1 December 2017 you must lodged your claim on the CTP insurer within 28 days to be eligible for income loss from the date of the accident.

The time limit to commence a claim is 3 months from the accident, however it is possible that the time limit can be extended in some cases. It will be necessary to provide a full and satisfactory explanation for any delay if your claim is lodged outside three months.

If you have lodged a CTP claim and you have a threhold injury of 10% or greater, you may have a common law claim (if you weren't at fault) and that must be commenced with 3 years.

If you are injured in a motor vehicle accident you should contact our motor vehicle accident lawyers for legal advice tailored to your unique circumstances.